Salaam Balanced

Description	Invests across a diversified range of Islamic asset classes, including Australian and International Equities, Unlisted Assets, Alternative Assets, Islamic Cash and Islamic Fixed Income with an emphasis on long-term growth assets combined with a significant exposure to income-producing asset classes. This option is suitable for investors seeking mainly capital growth and investing for the long term.
Investment objective	To achieve an average net return (after investment fees and tax) equal to or better than inflation plus 3% p.a. over rolling 10-year periods
Suggested minimum timeframe	Minimum 10 years
Target allocation ¹	80% Growth Assets 20% Defensive Assets
Risk level	High
Administrative fees and cost	0.23% of your account balance per year plus $60 per year
Investment fees & costs (estimates only) ²	1.34% of assets p.a.
Transaction costs (estimates only)	0.02% of assets p.a.

For members seeking a higher level of income investing for the medium term.

For members seeking a lower cost option, balancing income and long-term capital growth.

For members seeking long-term growth assets combined with income-producing asset classes.

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Salaam Growth